Banking &
Beyond
This is your bank, redefined. Get powerful daily banking and global freedom. Open an account for free in a tap.
Banking &
#3 finance app
4.8 / 5
Switzerland HQ registered
Visa · Mastercard
Accounts
Your pay,
everywhere
Hold 36+ currencies. Get local account details where available. Spend, send and save from one balance view.
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Cards · Visa Signature
Spend with
Signature
Physical metal finishes with a living arc of light. Virtual cards in seconds. Freeze from the app — Visa Signature worldwide.
Savings
Savings for real life
Save with a welcome boost
New savings pots can unlock a boosted rate for a limited time. Interest paid daily. Withdraw anytime when the product allows.*
*Rates and eligibility vary by market. Illustrative. Terms apply.
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Save for the dream house
Keep deposits and moving costs separate from everyday spend — then withdraw when you need them.
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Save for the next adventure
Round up spend into multi-currency travel pots. Convert before you fly.
Explore SavingsInvest
Explore stocks
and ETFs
Trade via licensed partners inside ONEO. Capital at risk. Not financial advice.
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ONEO
Choose your plan
ONEO Pte. Ltd., Switzerland HQ. Banking, cards and investments via partners. Features vary by market. Marketing figures are illustrative. Capital at risk where investing or crypto applies.